Total lossUnited States
Fire Total Loss Claim Kit
Inventory, living expenses, diary, letters and depreciation tracker for a home destroyed by fire.
Organize your home insurance claim, room by room
Editable spreadsheets and letter templates for homeowners and renters after a fire, storm, flood, water damage or theft. Inventory with replacement cost and depreciation calculated, living expense tracker, claim diary and letters. You stay in control: we provide the tools, you keep your claim organized.
Kits by claim type
Fire and Smoke
Kits for homeowners after a house fire, a wildfire or smoke damage: room-by-room inventory, cleaning log, living expense tracker, claim diary and letters.
Storm and Flood
Kits for hurricane and wind damage and for flood claims under the National Flood Insurance Program, including the 60-day proof of loss key date.
Water Damage
For burst pipes, appliance leaks and other sudden water damage: inventory, drying and repair log, living expenses, diary and letters.
Theft
List stolen items with serial numbers and proof of ownership, and keep police and insurer records together.
Renters
For renters who lost their belongings: inventory without receipts, living expenses, landlord and insurer letters.
Claim Tools
One tool for one job: home inventory, living expense tracker, claim letters, or recoverable depreciation tracker.
Canada
Kits adapted to Canadian policies and provincial statutory conditions: fire, wildfire, water and sewer backup, tenant total loss.
Most requested kits
WildfireUnited States
Wildfire Total Loss Claim Kit
Full inventory with grouped lines, 36-month living expense tracker, diary and letters after a wildfire.
HurricaneUnited States
Hurricane and Wind Damage Claim Kit
Damage areas log, inventory, living expenses, diary and letters after a hurricane or windstorm.
InventoryUnited States
Home Inventory for Insurance Claims
Room-by-room inventory with RCV, depreciation and ACV, plus a claim diary and submission letters.
Living expensesUnited States
Additional Living Expenses (ALE) Tracker
ALE tracker with monthly summary and mileage log, plus a claim diary and ALE letters.
NFIP floodUnited States
Flood Claim Kit (NFIP)
NFIP-ready inventory, building damage log, diary with 60-day proof of loss date, and letters.
All kits
Claim type:
Total lossUnited States
Fire Total Loss Claim Kit
Inventory, living expenses, diary, letters and depreciation tracker for a home destroyed by fire.
Partial lossUnited States
Fire Partial Loss Claim Kit
Inventory, cleaning and restoration log, living expenses, diary and letters for a partial fire loss.
WildfireUnited States
Wildfire Total Loss Claim Kit
Full inventory with grouped lines, 36-month living expense tracker, diary and letters after a wildfire.
SmokeUnited States
Smoke Damage Claim Kit
Inventory, cleaning and restoration log, diary and letters for smoke and soot damage.
HurricaneUnited States
Hurricane and Wind Damage Claim Kit
Damage areas log, inventory, living expenses, diary and letters after a hurricane or windstorm.
NFIP floodUnited States
Flood Claim Kit (NFIP)
NFIP-ready inventory, building damage log, diary with 60-day proof of loss date, and letters.
WaterUnited States
Water Damage Claim Kit
Inventory, drying and repair log, living expenses, diary and letters for sudden water damage.
TheftUnited States
Theft and Burglary Claim Kit
Stolen items inventory with serial numbers, claim diary with police details, and letters.
RentersUnited States
Renters Total Loss Claim Kit
Apartment inventory, living expenses, diary and letters (including landlord) for renters.
InventoryUnited States
Home Inventory for Insurance Claims
Room-by-room inventory with RCV, depreciation and ACV, plus a claim diary and submission letters.
Living expensesUnited States
Additional Living Expenses (ALE) Tracker
ALE tracker with monthly summary and mileage log, plus a claim diary and ALE letters.
LettersUnited States
Home Insurance Claim Letters Pack
14 editable Word letters, printable call-notes sheets and a claim diary.
DepreciationUnited States
Recoverable Depreciation Tracker
Item-by-item tracker of withheld depreciation, replacements and receipts, with diary and letters.
CanadaCanada
Canada Fire Total Loss Claim Kit
Inventory, ALE tracker, diary, letters and depreciation tracker for a fire total loss in Canada.
CanadaCanada
Canada Wildfire Total Loss Claim Kit
Inventory with grouped lines, 36-month ALE tracker, diary, letters and depreciation tracker.
CanadaCanada
Canada Water, Flood and Sewer Backup Claim Kit
Inventory, drying and repair log, ALE tracker, diary and letters for water claims in Canada.
CanadaCanada
Canada Tenant Total Loss Claim Kit
Apartment inventory, ALE tracker, diary and letters, including a landlord letter, for tenants in Canada.
How it works
- 1
Choose the kit for your situation.
- 2
Pay securely; your files download right away.
- 3
Follow the step-by-step guide: diary, inventory, living expenses, letters.
- 4
Keep every request, document and payment organized until your claim is closed.
Built with care
Checked against official sources
Each guide lists its sources: policy form text, state and federal rules, regulator pages.
No invented numbers
No prices, rates or deadlines are pre-filled; formulas calculate from what you enter.
Self-help, clearly
We never contact your insurer or negotiate. You stay in charge of your claim.
Works everywhere
Word, Excel, Google Docs and Sheets, LibreOffice.
Free help exists: United Policyholders (uphelp.org), a non-profit, publishes free guidance and sample letters, and your state or provincial insurance regulator offers consumer help. Our kits turn that kind of guidance into ready-to-use files.
Questions
What do I get when I buy a kit?
A personalized ZIP with a user guide (Word), spreadsheets (Excel) and letter templates (Word), listed on each product page with exact file names.
Do the files work without Microsoft Office?
Yes: Google Docs and Sheets, LibreOffice and Apple Pages and Numbers (some drop-down lists may not carry over in Numbers).
Are prices, depreciation rates or deadlines filled in?
No. Inventories list common items without prices; you enter today's replacement cost, and the depreciation rates and deadlines your policy or insurer gives you. Formulas then calculate.
Will this get my claim paid faster or for more money?
We cannot promise any outcome. The kits help you keep your claim organized and your requests in writing; your policy and your insurer decide what is paid.
Are you a public adjuster or a lawyer?
No. We sell self-help templates. We do not represent you, contact your insurer or negotiate. For advice, contact your state or provincial insurance regulator, a licensed public adjuster or an attorney.
Is there free help available?
Yes. United Policyholders (uphelp.org), a non-profit, publishes free guidance and sample letters, and your state insurance department or provincial regulator offers consumer help.