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The Claim Organizer
NFIP floodUnited States

Flood Claim Kit (NFIP)

Flood claims under the National Flood Insurance Program follow federal policy rules: an inventory with quantity, description, actual cash value and amount of loss, and a signed, sworn proof of loss within 60 days after the loss unless FEMA extends it. This kit is built around those requirements.

What's inside

  • US_Flood_NFIP_User_Guide.docx
  • US_Flood_NFIP_Contents_Inventory_TRACKER.xlsx
  • US_Flood_NFIP_Building_Damage_Log_TRACKER.xlsx
  • US_Flood_NFIP_Claim_Diary_TRACKER.xlsx
  • US_Flood_NFIP_Claim_Letters_TEMPLATE.docx

$49

Instant download · Word and Excel · Personal use license

What's inside

  • US_Flood_NFIP_User_Guide.docx

    Step-by-step user guide with key terms, rules that may apply, sources and a final checklist

  • US_Flood_NFIP_Contents_Inventory_TRACKER.xlsx

    Room-by-room contents inventory with RCV, depreciation and ACV calculated, summary by room and category

  • US_Flood_NFIP_Building_Damage_Log_TRACKER.xlsx

    Room-by-room list of damaged building items for a flood claim, including basement items

  • US_Flood_NFIP_Claim_Diary_TRACKER.xlsx

    Claim diary: key dates with alerts, contact log, documents sent, payments received

  • US_Flood_NFIP_Claim_Letters_TEMPLATE.docx

    Editable letters to request documents and information, to send documents, and to confirm conversations in writing

Who it's for

  • Homeowners and renters with an NFIP flood policy
  • People who need to prepare a proof of loss
  • Anyone documenting basement and below-floor damage

How the documents work together

Type your date of loss in the Claim Diary and the 60-day proof of loss date appears with an alert. Build the contents inventory (noting each item's floor or location, such as basement), record building items in the Building Damage Log, then send your proof of loss with the included cover letter.

Is this the right kit?

Choose this kit for flood damage insured by an NFIP policy. Standard homeowners policies generally exclude flood. For wind damage from the same storm, see the Hurricane and Wind Damage Claim Kit.

What's not included

  • Advice about your policy, your coverage or the value of your claim
  • Contact with your insurer, adjuster, landlord or lender on your behalf
  • Negotiation or representation of any kind
  • Pre-filled prices, depreciation rates or deadlines (these come from your records, your policy and your insurer)

Format and delivery

Instant download after payment: a personalized ZIP with Word (.docx) and Excel (.xlsx) files. Works in Microsoft Word and Excel, Google Docs and Sheets, LibreOffice. US Letter page size. 5 downloads within 30 days. Personal use license.

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Questions about this kit

Is the 60-day deadline always the same?

The policy sets 60 days after the loss, and FEMA has extended it after some major events. The diary calculates the standard date and lets you record any extension.

Does the inventory match FEMA's contents worksheet?

Its columns follow the same logic (replacement cost, depreciation, actual cash value), so they transfer easily to FEMA's worksheet.

Why is there no living expense tracker?

The NFIP Dwelling Form does not include living expense coverage.

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