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The Claim Organizer
HurricaneUnited States

Hurricane and Wind Damage Claim Kit

After a hurricane, damage often comes from both wind and water, and they can fall under different policies. This kit records what you observed in each area, keeps receipts for temporary repairs and living expenses, and tracks which claim each item was reported under.

What's inside

  • US_Hurricane_Wind_User_Guide.docx
  • US_Hurricane_Wind_Contents_Inventory_TRACKER.xlsx
  • US_Hurricane_Wind_Damage_Areas_Log_TRACKER.xlsx
  • US_Hurricane_Wind_ALE_TRACKER.xlsx
  • US_Hurricane_Wind_Claim_Diary_TRACKER.xlsx
  • US_Hurricane_Wind_Claim_Letters_TEMPLATE.docx

$49

Instant download · Word and Excel · Personal use license

What's inside

  • US_Hurricane_Wind_User_Guide.docx

    Step-by-step user guide with key terms, rules that may apply, sources and a final checklist

  • US_Hurricane_Wind_Contents_Inventory_TRACKER.xlsx

    Room-by-room contents inventory with RCV, depreciation and ACV calculated, summary by room and category

  • US_Hurricane_Wind_Damage_Areas_Log_TRACKER.xlsx

    Area-by-area storm damage record: what you observed, photos, temporary repairs, which claim

  • US_Hurricane_Wind_ALE_TRACKER.xlsx

    Additional living expenses tracker: receipts, extra cost, reimbursed, not yet reimbursed, monthly summary, mileage

  • US_Hurricane_Wind_Claim_Diary_TRACKER.xlsx

    Claim diary: key dates with alerts, contact log, documents sent, payments received

  • US_Hurricane_Wind_Claim_Letters_TEMPLATE.docx

    Editable letters to request documents, information or time, to send documents, and to confirm conversations in writing

Who it's for

  • Homeowners with hurricane, windstorm or tornado damage
  • People filing both a homeowners or windstorm claim and a flood claim
  • Households making temporary repairs or living elsewhere

How the documents work together

Walk the property with the Damage Areas Log, list damaged belongings in the inventory, log temporary repairs and living costs, and keep each claim's numbers and deadlines in the Claim Diary. The guide explains hurricane deductibles and Florida claim notice deadlines with their sources.

Is this the right kit?

Choose this kit for wind and rain damage. If water rose from outside (flood or storm surge) and you have NFIP flood insurance, add the Flood Claim Kit (NFIP): both are in the Hurricane + Flood bundle.

What's not included

  • Advice about your policy, your coverage or the value of your claim
  • Contact with your insurer, adjuster, landlord or lender on your behalf
  • Negotiation or representation of any kind
  • Pre-filled prices, depreciation rates or deadlines (these come from your records, your policy and your insurer)

Format and delivery

Instant download after payment: a personalized ZIP with Word (.docx) and Excel (.xlsx) files. Works in Microsoft Word and Excel, Google Docs and Sheets, LibreOffice. US Letter page size. 5 downloads within 30 days. Personal use license.

Save with a bundle

Questions about this kit

Does the kit tell me if damage is wind or flood?

No. The log records what you observed; your policies and insurers decide coverage.

Is the hurricane deductible explained?

The guide explains percentage deductibles with Triple-I and Florida statute sources and shows where to find yours on the declarations page.

Is there a Florida deadline reminder?

Yes. If your loss is in Florida, the diary includes the notice deadline set by Florida law, calculated from the date of loss you enter.

Helpful guides