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The Claim Organizer
Living expensesUnited States

Additional Living Expenses (ALE) Tracker

When a covered loss makes your home unfit to live in, many policies pay the increase in living expenses. This tracker logs every receipt, separates the extra cost from what you would have paid anyway, and shows what was reimbursed and what is not yet reimbursed, month by month.

What's inside

  • US_ALE_Tracker_User_Guide.docx
  • US_ALE_Tracker_ALE_TRACKER.xlsx
  • US_ALE_Tracker_Claim_Diary_TRACKER.xlsx
  • US_ALE_Tracker_Claim_Letters_TEMPLATE.docx

$29

Instant download · Word and Excel · Personal use license

What's inside

  • US_ALE_Tracker_User_Guide.docx

    Step-by-step user guide with key terms, rules that may apply, sources and a final checklist

  • US_ALE_Tracker_ALE_TRACKER.xlsx

    Additional living expenses tracker: receipts, extra cost, reimbursed, not yet reimbursed, monthly summary, mileage

  • US_ALE_Tracker_Claim_Diary_TRACKER.xlsx

    Claim diary: key dates with alerts, contact log, documents sent, payments received

  • US_ALE_Tracker_Claim_Letters_TEMPLATE.docx

    Editable letters to request documents, information or time, to send documents, and to confirm conversations in writing

Who it's for

  • Homeowners and renters living away from home during repairs
  • People submitting hotel, rent, meal and mileage receipts
  • Anyone who needs to follow an ALE end date

How the documents work together

Fill in the setup tab from your policy and your insurer's letter, log receipts daily, submit them with the cover letter and log reimbursements. The diary keeps calls and letters, and the end date turns amber at 30 days.

Is this the right kit?

Choose this tool if you only need to track living expenses. Full claim kits for fire, storm, water and renters losses already include it.

What's not included

  • Advice about your policy, your coverage or the value of your claim
  • Contact with your insurer, adjuster, landlord or lender on your behalf
  • Negotiation or representation of any kind
  • Pre-filled prices, depreciation rates or deadlines (these come from your records, your policy and your insurer)

Format and delivery

Instant download after payment: a personalized ZIP with Word (.docx) and Excel (.xlsx) files. Works in Microsoft Word and Excel, Google Docs and Sheets, LibreOffice. US Letter page size. 5 downloads within 30 days. Personal use license.

Save with a bundle

Save $37

Claim Starter Toolkit

  • Home Inventory for Insurance Claims
  • Additional Living Expenses (ALE) Tracker
  • Home Insurance Claim Letters Pack
  • Recoverable Depreciation Tracker

Questions about this kit

What counts as an additional living expense?

Generally the increase over your normal costs. Whether a category is paid depends on your policy and insurer; ask in writing with the included letter.

Does it track mileage?

Yes, with the rate your insurer uses and the extra distance only.

Will it remind me before ALE ends?

The end date you enter turns amber at 30 days and red at 7 days.

Helpful guides