Claim Starter Toolkit
- Home Inventory for Insurance Claims
- Additional Living Expenses (ALE) Tracker
- Home Insurance Claim Letters Pack
- Recoverable Depreciation Tracker
When a covered loss makes your home unfit to live in, many policies pay the increase in living expenses. This tracker logs every receipt, separates the extra cost from what you would have paid anyway, and shows what was reimbursed and what is not yet reimbursed, month by month.
$29
Instant download · Word and Excel · Personal use license
US_ALE_Tracker_User_Guide.docx
Step-by-step user guide with key terms, rules that may apply, sources and a final checklist
US_ALE_Tracker_ALE_TRACKER.xlsx
Additional living expenses tracker: receipts, extra cost, reimbursed, not yet reimbursed, monthly summary, mileage
US_ALE_Tracker_Claim_Diary_TRACKER.xlsx
Claim diary: key dates with alerts, contact log, documents sent, payments received
US_ALE_Tracker_Claim_Letters_TEMPLATE.docx
Editable letters to request documents, information or time, to send documents, and to confirm conversations in writing
Fill in the setup tab from your policy and your insurer's letter, log receipts daily, submit them with the cover letter and log reimbursements. The diary keeps calls and letters, and the end date turns amber at 30 days.
Choose this tool if you only need to track living expenses. Full claim kits for fire, storm, water and renters losses already include it.
Instant download after payment: a personalized ZIP with Word (.docx) and Excel (.xlsx) files. Works in Microsoft Word and Excel, Google Docs and Sheets, LibreOffice. US Letter page size. 5 downloads within 30 days. Personal use license.
Generally the increase over your normal costs. Whether a category is paid depends on your policy and insurer; ask in writing with the included letter.
Yes, with the rate your insurer uses and the extra distance only.
The end date you enter turns amber at 30 days and red at 7 days.
What additional living expenses (ALE) usually cover when your home is unlivable, common examples, the key test and how to track every receipt.
What a home inventory list for an insurance claim should contain: the columns insurers ask for, replacement cost, depreciation, actual cash value.
Which letters to send during a home insurance claim and when: policy copy, document list, call summaries, extensions, payments and decisions.