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The Claim Organizer
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Canada Tenant Total Loss Claim Kit

If your rental unit is destroyed, your tenant insurance is what may pay for your belongings and extra living costs, within its limits. This kit helps you rebuild an inventory without receipts, track additional living expenses and keep written records with your insurer and landlord.

What's inside

  • CA_Tenant_Total_Loss_User_Guide.docx
  • CA_Tenant_Total_Loss_Contents_Inventory_TRACKER.xlsx
  • CA_Tenant_Total_Loss_ALE_TRACKER.xlsx
  • CA_Tenant_Total_Loss_Claim_Diary_TRACKER.xlsx
  • CA_Tenant_Total_Loss_Claim_Letters_TEMPLATE.docx

$39

Instant download · Word and Excel · Personal use license

What's inside

  • CA_Tenant_Total_Loss_User_Guide.docx

    Step-by-step user guide with key terms, rules that may apply, sources and a final checklist

  • CA_Tenant_Total_Loss_Contents_Inventory_TRACKER.xlsx

    Room-by-room contents inventory with RCV, depreciation and ACV calculated, summary by room and category

  • CA_Tenant_Total_Loss_ALE_TRACKER.xlsx

    Additional living expenses tracker: receipts, extra cost, reimbursed, not yet reimbursed, monthly summary, mileage

  • CA_Tenant_Total_Loss_Claim_Diary_TRACKER.xlsx

    Claim diary: key dates with alerts, contact log, documents sent, payments received

  • CA_Tenant_Total_Loss_Claim_Letters_TEMPLATE.docx

    Editable letters to request documents, information or time, to send documents, and to confirm conversations in writing

Who it's for

  • Tenants in Canada who lost most of their belongings
  • People without receipts
  • Tenants who need written records with their landlord

How the documents work together

Keep insurer and landlord contacts in the diary, build the apartment inventory, log ALE and use the letters.

Is this the right kit?

Choose this kit if you rent in Canada and lost most of your belongings.

What's not included

  • Advice about your policy, your coverage or the value of your claim
  • Contact with your insurer, adjuster, landlord or lender on your behalf
  • Negotiation or representation of any kind
  • Pre-filled prices, depreciation rates or deadlines (these come from your records, your policy and your insurer)

Format and delivery

Instant download after payment: a personalized ZIP with Word (.docx) and Excel (.xlsx) files. Works in Microsoft Word and Excel, Google Docs and Sheets, LibreOffice. US Letter page size. 5 downloads within 30 days. Personal use license.

Questions about this kit

I have no receipts. Can I still use it?

Yes. The guide lists ways to rebuild proof and each line records the proof you have.

Is there a landlord letter?

Yes. Your rights depend on your province and lease.

Does tenant insurance pay living expenses?

Check your policy for additional living expenses coverage; the guide shows where.

Helpful guides