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The Claim Organizer
WildfireUnited States

Wildfire Total Loss Claim Kit

Wildfire claims are long and the inventory is the hardest part. This kit gives you a room-by-room inventory with grouped lines for clothing, books and kitchenware, a living expense tracker covering 36 months, a claim diary with deadline alerts, and letters to put every request in writing.

What's inside

  • US_Wildfire_Total_Loss_User_Guide.docx
  • US_Wildfire_Total_Loss_Contents_Inventory_TRACKER.xlsx
  • US_Wildfire_Total_Loss_ALE_TRACKER.xlsx
  • US_Wildfire_Total_Loss_Claim_Diary_TRACKER.xlsx
  • US_Wildfire_Total_Loss_Claim_Letters_TEMPLATE.docx
  • US_Wildfire_Total_Loss_Recoverable_Depreciation_TRACKER.xlsx

$59

Instant download · Word and Excel · Personal use license

What's inside

  • US_Wildfire_Total_Loss_User_Guide.docx

    Step-by-step user guide with key terms, rules that may apply, sources and a final checklist

  • US_Wildfire_Total_Loss_Contents_Inventory_TRACKER.xlsx

    Room-by-room contents inventory with RCV, depreciation and ACV calculated, summary by room and category

  • US_Wildfire_Total_Loss_ALE_TRACKER.xlsx

    Additional living expenses tracker: receipts, extra cost, reimbursed, not yet reimbursed, monthly summary, mileage

  • US_Wildfire_Total_Loss_Claim_Diary_TRACKER.xlsx

    Claim diary: key dates with alerts, contact log, documents sent, payments received

  • US_Wildfire_Total_Loss_Claim_Letters_TEMPLATE.docx

    Editable letters to request documents, information or time, to send documents, and to confirm conversations in writing

  • US_Wildfire_Total_Loss_Recoverable_Depreciation_TRACKER.xlsx

    Item-by-item tracker of withheld depreciation, replacements, receipts and amounts received

Who it's for

  • Homeowners who lost their home in a wildfire
  • Survivors rebuilding an inventory without receipts
  • Households facing a long displacement and living expense deadlines

How the documents work together

Log your claim and deadlines in the Claim Diary. Build the inventory with single and grouped lines, follow living expenses month by month, and track withheld depreciation as you replace items. The guide lists official rules that apply in some states after a declared emergency.

Is this the right kit?

Choose this kit if a wildfire destroyed your home. If your home is standing but smoke-damaged, see the Smoke Damage Claim Kit. In Canada, see the Canada Wildfire Total Loss Claim Kit.

What's not included

  • Advice about your policy, your coverage or the value of your claim
  • Contact with your insurer, adjuster, landlord or lender on your behalf
  • Negotiation or representation of any kind
  • Pre-filled prices, depreciation rates or deadlines (these come from your records, your policy and your insurer)

Format and delivery

Instant download after payment: a personalized ZIP with Word (.docx) and Excel (.xlsx) files. Works in Microsoft Word and Excel, Google Docs and Sheets, LibreOffice. US Letter page size. 5 downloads within 30 days. Personal use license.

Questions about this kit

Does it cover California rules?

The guide summarizes official California rules that apply after a declared state of emergency, such as the contents advance without an itemized inventory, with their triggers and sources. It does not tell you how they apply to your claim.

Can I list items in groups?

Yes. Each line can be a single item or a grouped line with a count. Ask your insurer in writing whether grouped lines are accepted, with the included letter.

How long does the living expense tracker run?

The monthly summary covers 36 months from the date you left home, and the setup tab alerts you before the end date your insurer confirmed.

Helpful guides