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The Claim Organizer
SmokeUnited States

Smoke Damage Claim Kit

Smoke can damage a home that is still standing. Claims often turn on what can be cleaned, what must be replaced and whether cleaning worked. This kit records each item and room, each cleaning step and its result, and every exchange with your insurer.

What's inside

  • US_Smoke_Damage_User_Guide.docx
  • US_Smoke_Damage_Contents_Inventory_TRACKER.xlsx
  • US_Smoke_Damage_Cleaning_Restoration_Log_TRACKER.xlsx
  • US_Smoke_Damage_Claim_Diary_TRACKER.xlsx
  • US_Smoke_Damage_Claim_Letters_TEMPLATE.docx

$39

Instant download · Word and Excel · Personal use license

What's inside

  • US_Smoke_Damage_User_Guide.docx

    Step-by-step user guide with key terms, rules that may apply, sources and a final checklist

  • US_Smoke_Damage_Contents_Inventory_TRACKER.xlsx

    Room-by-room contents inventory with RCV, depreciation and ACV calculated, summary by room and category

  • US_Smoke_Damage_Cleaning_Restoration_Log_TRACKER.xlsx

    Log of items and rooms sent for cleaning, dates out and back, results and invoices

  • US_Smoke_Damage_Claim_Diary_TRACKER.xlsx

    Claim diary: key dates with alerts, contact log, documents sent, payments received

  • US_Smoke_Damage_Claim_Letters_TEMPLATE.docx

    Editable letters to request documents, information or time, to send documents, and to confirm conversations in writing

Who it's for

  • Homeowners with smoke or soot damage from a nearby fire or wildfire
  • People whose belongings are being cleaned by a restoration company
  • Anyone who needs a clear record of cleaning results

How the documents work together

Mark each inventory line as replace, clean or not affected. Track cleaning in the Cleaning and Restoration Log, file test reports in the Claim Diary, and use the letters to ask for the cleaning scope in writing.

Is this the right kit?

Choose this kit for smoke damage to a standing home. If flames damaged part of your home, the Fire Partial Loss Claim Kit adds a living expense tracker. Both are in the Fire Partial Loss + Smoke Damage bundle.

What's not included

  • Advice about your policy, your coverage or the value of your claim
  • Contact with your insurer, adjuster, landlord or lender on your behalf
  • Negotiation or representation of any kind
  • Pre-filled prices, depreciation rates or deadlines (these come from your records, your policy and your insurer)

Format and delivery

Instant download after payment: a personalized ZIP with Word (.docx) and Excel (.xlsx) files. Works in Microsoft Word and Excel, Google Docs and Sheets, LibreOffice. US Letter page size. 5 downloads within 30 days. Personal use license.

Save with a bundle

Questions about this kit

Does it include a living expense tracker?

No. If you are living elsewhere during cleaning, the Fire Partial Loss Claim Kit includes one.

Does it explain smoke testing?

The guide summarizes United Policyholders' public guidance on testing and cleaning protocols and shows where to record reports. It does not recommend a provider.

Can I record items that did not clean well?

Yes, the log has a result column (restored, odor remains, stains remain) and a photo column.

Helpful guides