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Canada Fire Total Loss Claim Kit

Statutory conditions in Canadian provinces call for a proof of loss with a complete inventory of destroyed and damaged property. This kit helps you build that inventory, track additional living expenses and keep a written record of the claim.

What's inside

  • CA_Fire_Total_Loss_User_Guide.docx
  • CA_Fire_Total_Loss_Contents_Inventory_TRACKER.xlsx
  • CA_Fire_Total_Loss_ALE_TRACKER.xlsx
  • CA_Fire_Total_Loss_Claim_Diary_TRACKER.xlsx
  • CA_Fire_Total_Loss_Claim_Letters_TEMPLATE.docx
  • CA_Fire_Total_Loss_Recoverable_Depreciation_TRACKER.xlsx

$49

Instant download · Word and Excel · Personal use license

What's inside

  • CA_Fire_Total_Loss_User_Guide.docx

    Step-by-step user guide with key terms, rules that may apply, sources and a final checklist

  • CA_Fire_Total_Loss_Contents_Inventory_TRACKER.xlsx

    Room-by-room contents inventory with RCV, depreciation and ACV calculated, summary by room and category

  • CA_Fire_Total_Loss_ALE_TRACKER.xlsx

    Additional living expenses tracker: receipts, extra cost, reimbursed, not yet reimbursed, monthly summary, mileage

  • CA_Fire_Total_Loss_Claim_Diary_TRACKER.xlsx

    Claim diary: key dates with alerts, contact log, documents sent, payments received

  • CA_Fire_Total_Loss_Claim_Letters_TEMPLATE.docx

    Editable letters to request documents, information or time, to send documents, and to confirm conversations in writing

  • CA_Fire_Total_Loss_Recoverable_Depreciation_TRACKER.xlsx

    Item-by-item tracker of withheld depreciation, replacements, receipts and amounts received

Who it's for

  • Homeowners in Canada whose home was destroyed by fire
  • People asked for a proof of loss and inventory
  • Households living elsewhere while the claim is open

How the documents work together

Record your claim and deadlines in the diary, build the inventory room by room, log ALE receipts, follow withheld depreciation and use the letters for requests and confirmations. The guide summarizes provincial statutory conditions with sources.

Is this the right kit?

Choose this kit for a fire total loss in Canada. After a wildfire, see the Canada Wildfire Total Loss Claim Kit.

What's not included

  • Advice about your policy, your coverage or the value of your claim
  • Contact with your insurer, adjuster, landlord or lender on your behalf
  • Negotiation or representation of any kind
  • Pre-filled prices, depreciation rates or deadlines (these come from your records, your policy and your insurer)

Format and delivery

Instant download after payment: a personalized ZIP with Word (.docx) and Excel (.xlsx) files. Works in Microsoft Word and Excel, Google Docs and Sheets, LibreOffice. US Letter page size. 5 downloads within 30 days. Personal use license.

Questions about this kit

Does it cover my province?

The guide summarizes statutory conditions in BC, Ontario and Alberta with sources and points Quebec residents to their policy and the Civil Code. Your policy prints the conditions that apply.

Is a statutory declaration form included?

No. Use the proof of loss form your insurer provides; the kit prepares the inventory and records that go with it.

Are amounts in Canadian dollars?

The spreadsheets use a dollar format; enter amounts in CAD.

Helpful guides